Financial Education：練習問題

Which of the following practices is essential for a consumer to maintain cyber security when engaging in online shopping?

Regarding online shopping, the curriculum suggests that consumers should be aware of cyber infrastructure security risks. Which of the following best describes the potential social impact of cybercrime as noted in the learning points?

From the perspective of green consumption and civic responsibility, why should a rational consumer consider the protection of livelihood and health of the next generation when making a purchase?

In the context of online shopping, why is it essential for a user to be cautious when a website asks for excessive personal data?

When a person considers borrowing to achieve a life goal, such as purchasing a property, they must evaluate the total cost of borrowing. Which of the following factors should be included in this evaluation according to the curriculum?

Identify three common ways people can use their money.

A student wants to buy a new smartphone using a "Buy Now, Pay Later" installment plan. Explain two financial responsibilities or costs the student must consider before committing to this debt.

When practicing green consumption, identify three distinct factors that a rational advocate should consider beyond their own individual needs to fulfill their civic responsibility.

Mary receives HKD\$500 as pocket money at the beginning of each month. She wants to manage her money wisely.

(a) Name two different ways Mary can use her pocket money, according to what you have learned in Financial Education.

(b) Explain one reason why saving a portion of her pocket money is important for her future financial well-being.

Ken receives a monthly allowance of \( \$600 \). He is learning how to manage his money and decides to split his allowance into different categories to ensure he is managing his resources responsibly.

(a) Name the four different ways personal financial resources can be used as taught in the Financial Education module. (2 points)

(b) Explain one benefit for an adolescent of cultivating a habit of saving a portion of their money every month instead of spending it all on consumption. (1 point)

(c) When Ken chooses to use some of his money for donations to help people in need, which positive value and attitude is he primarily demonstrating? (1 point)